Sandy Speranza - New York Real Estate Agent

Budget Calculator

Determine how much house you can afford. Simply fill out the fields below to analyze your monthly income, expenses, and future property taxes and insurance to estimate the mortgage amount that would best fit your budget.

Back to Calculators

Step 1: Calculate Mortgage Payments

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Step 1: Results

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Disclaimer: Every home loan is different and the terms of your note or the terms of the loan you are searching for may use a different method of calculating your mortgage payment than the calculators above. This tool is provided purely for comparative reasons and may / may not reflect the actual payments of your loan. It is imperative you consult with a mortgage professional or your existing lender for exact payment figures. We are not responsible for any typographical errors, omissions or mistakes. Not every applicant qualifies nor is every program available for each unique borrower.

Step 2: Calculate Monthly Income

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Step 2: Results

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Step 3: Calculate Monthly Expenses

Housing

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Transportation

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Food & Personal

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Health & Education

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Other

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Step 3: Results

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Step 4: Monthly Surplus or Deficit

Calculate Total
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Final Results

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